SERVICES
Carrigan Accounting Associates, LLC provides forensic, investigative accounting services in insurance related matters, including but not limited to:
CASUALTY CLAIM EVALUATIONS
- Product Liability - Completed Operations, Pharmaceutical & Other Product Recalls, and Environmental & Other Toxins
- Professional Liability - Errors and Omissions of Directors/Officers, Doctors, Attorneys, Accountants and Insurance Agents
- Personal Injury - Surivival Action, Wrongful Death, Hedonic Damages and Diminished Earnings Capacity
- Determing Lost Business Income and Extra Expense
- Determining Diminshed / Lost Earnings Capacity
- Providing Expert Witness Testimony in Subrogation Actions
- Separating Indemnity and Expense from Product Recall Expense
- Auditing Claim Payments to Verify Cash Calls
- Estimating Attachment, Burn Rate & Exhaustion of Policies
REINSURER & EXCESS INSURER SERVICES
- Review / Audit of Premiums
- Review / Audit of Claims Processing Systems
- Testing of Indemnity and Expense Allocations
- Testing of Claims for Compliance with Policy Terms
- Historical Analysis of Claims to Project Future Burn Rates
- Effect of Present and Future Values in Commutations and Structured Settlements
PROPERTY CLAIM EVALUATIONS
- Automated Business Interrution Program
- Business Interruption - Lost, Contingent and Dependent Business Income, and Diminution of Gross Profit
- Extra Expense - Extra, Expediting and Expenses to Reduce Loss
- Business Personal Property - "Out of Sight", Stock, Esquipment and Contents
- Coinsurance - Testing Compliance and Calculating Penalties
- Valuations - Replacement Cost, Actual Cash Value, Agreed Value and Selling Price
- Period of Indemnity - Civil Interruption, Ingress/Egress, Extended and Maximum Period of Indemnity
- Deductibles - Straight Dollar Amount, Percentange of Values at Risk, Waiting Period (Days)
ALTERNATIVE DISPUTE RESOLUTION & LITIGATION SERVICES
- Arbitration - Binding, Non-Binding and Other Forms
- Mediation - Traditional Non-Binding and Telemediation
- Arbitration/Medication Hybrid
- Reference
- Intercompany Arbitration - Subrogation
- Pre-Trial Conferences
- Expert Witness Testimony